Welcome guest, you have 1 message! Register

Results 1 to 8 of 8
  1. #1
    Gastric Sleeve Member
    I have not had a gastric sleeve.
    Name
    Kelly
    Join Date
    Aug 2018
    Last Activity
    10-09-2018 03:58 PM
    Location
    Virginia Beach, VA
    Posts
    3
    Said "Thanks" 7 Times
    Was Thanked 0 Times in 0 Posts
    Said "Welcome to Gastric Sleeve" 0 Times

    Default Self-Pay Financing

    My insurance doesn’t cover weight loss surgery so I would have to pay out of pocket. For those who have had to pay out of pocket, how did you go about financing your surgery? Could you give me the names of some reputable lenders? Thanks in advance for any info you can provide!

  2. Gastric Sleeve Surgery With Weight Loss Agents
  3. #2
    Gastric Sleeve Member
    I have had a gastric sleeve.
    Surgery date
    06/25/2018
    Join Date
    Jul 2018
    Last Activity
    06-21-2020 05:03 PM
    Posts
    97
    Said "Thanks" 6 Times
    Was Thanked 69 Times in 41 Posts
    Said "Welcome to Gastric Sleeve" 3 Times

    Default Re: Self-Pay Financing

    I paid cash. Was able to scrounge up the money. You might ask your doc if they do payment plans or know of lenders that do medical lending. Otherwise it's traditional sources. I'd recommend against credit cards due to very high interest.



  4. #3
    Gastric Sleeve Member Kaykay2's Avatar
    Surgery date
    08/24/2018
    Surgeon
    Dr. Mario Almanza
    Join Date
    Jul 2018
    Last Activity
    10-08-2018 09:00 AM
    Posts
    14
    Said "Thanks" 18 Times
    Was Thanked 6 Times in 4 Posts
    Said "Welcome to Gastric Sleeve" 27 Times

    Default Re: Self-Pay Financing

    Hey Love I have my surgery next week and my insurance would not cover me at all and I tried everything! You need to try United Medical Credit. They financed my surgery without question. Talk to Lori Martinez and tell her Kayla Dorsey recommended you. You can also try Care Credit. But I recommend UMC because they work with you whether bad fair or good credit.

    Good Luck and Best Wishes!!



  5. Said thanks:


  6. #4
    Gastric Sleeve Member stacydev's Avatar
    I have had a gastric sleeve.
    Name
    Stacy Devenney
    Surgery date
    04/27/2015
    Surgeon
    Dr. Tuggle
    Join Date
    Apr 2015
    Last Activity
    09-04-2020 02:32 PM
    Location
    Roswell, GA
    Posts
    235
    Said "Thanks" 97 Times
    Was Thanked 147 Times in 104 Posts
    Said "Welcome to Gastric Sleeve" 0 Times

    Default Re: Self-Pay Financing

    Hi - I used Prosper Lending - it's peer to peer lending. They will finance up to $35-40K with 3 or 5 year pay back terms. Interest rate will depend on credit worthiness of course. I believe they require direct access to an account to withdrawal the monthly payment and I never had an issue with that. I even paid my loan off early and there was no extra withdrawals after my loan was PIF.



  7. Said thanks:


  8. #5
    Gastric Sleeve Member
    I have not had a gastric sleeve.
    Name
    Kelly
    Join Date
    Aug 2018
    Last Activity
    10-09-2018 03:58 PM
    Location
    Virginia Beach, VA
    Posts
    3
    Said "Thanks" 7 Times
    Was Thanked 0 Times in 0 Posts
    Said "Welcome to Gastric Sleeve" 0 Times

    Default Re: Self-Pay Financing

    For those that have been self-pay, what did your surgeon require you to do before they would perform the surgery (special diet for a certain period of time, quit smoking, etc)? I know insurance companies have their own requirements but I’m just curious what hose who were self-pay had to do. I scheduled my first appointment for 9/21 (the wait is going to kill me!) so I still have some time to go before I know what my particular surgeon will want me to do. I’m just curious! Thanks!

  9. Gastric Sleeve Surgery With Weight Loss Agents
  10. #6
    Gastric Sleeve Member stacydev's Avatar
    I have had a gastric sleeve.
    Name
    Stacy Devenney
    Surgery date
    04/27/2015
    Surgeon
    Dr. Tuggle
    Join Date
    Apr 2015
    Last Activity
    09-04-2020 02:32 PM
    Location
    Roswell, GA
    Posts
    235
    Said "Thanks" 97 Times
    Was Thanked 147 Times in 104 Posts
    Said "Welcome to Gastric Sleeve" 0 Times

    Default Re: Self-Pay Financing

    Hi - My surgeon required a cardiac stress test and did some blood work - I think that was it. I had no pre-existing conditions; such as high blood pressure, cholesterol, diabetes, etc. so other than just being fat; I was pretty healthy. I had my first visit with the clinic on April 1st or 2nd of 2015; and I was getting my surgery on April 27th. I did not waste any time



  11. Said thanks:


  12. #7
    Gastric Sleeve Member ThatGirlKat's Avatar
    I have had a gastric sleeve.
    Name
    Kat
    Surgery date
    09/28/2017
    Surgeon
    Dr. Marvin
    Join Date
    Jul 2017
    Last Activity
    04-10-2019 03:20 PM
    Location
    Houston, TX
    Posts
    124
    Said "Thanks" 50 Times
    Was Thanked 72 Times in 55 Posts
    Said "Welcome to Gastric Sleeve" 0 Times

    Default Re: Self-Pay Financing

    I was self-pay and my surgeon only required blood tests, cardiac stress test, heart ultrasound, and nothing to eat or drink after midnight of surgery day. He is probably the most relaxed on guidelines out off all that I've seen posted about on here.



  13. Said thanks:


  14. #8
    Gastric Sleeve Member Azacaea's Avatar
    Join Date
    Jan 2021
    Last Activity
    Today 07:59 AM
    Location
    Stretford
    Posts
    20
    Said "Thanks" 0 Times
    Was Thanked 0 Times in 0 Posts
    Said "Welcome to Gastric Sleeve" 0 Times

    Default Re: Self-Pay Financing

    Hey, I am really sorry for that situation. But believe me, you are not the only one or the last one in such a situation. You just have to find a way to get money. So I suggest you get a loan. Moreover, if you are getting a loan for medical issues, some companies will give you the loan without percentages. So take a look on https://tracktime24.com if you are interested. I bet you will find something exciting there.

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •