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  1. #1
    Gastric Sleeve Member
    I have not had a gastric sleeve.
    Name
    Kelly
    Join Date
    Aug 2018
    Last Activity
    10-09-2018 03:58 PM
    Location
    Virginia Beach, VA
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    Default Self-Pay Financing

    My insurance doesn’t cover weight loss surgery so I would have to pay out of pocket. For those who have had to pay out of pocket, how did you go about financing your surgery? Could you give me the names of some reputable lenders? Thanks in advance for any info you can provide!

  2. Gastric Sleeve Surgery With Weight Loss Agents
  3. #2
    Gastric Sleeve Member
    I have had a gastric sleeve.
    Surgery date
    06/25/2018
    Join Date
    Jul 2018
    Last Activity
    06-21-2020 05:03 PM
    Posts
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    Default Re: Self-Pay Financing

    I paid cash. Was able to scrounge up the money. You might ask your doc if they do payment plans or know of lenders that do medical lending. Otherwise it's traditional sources. I'd recommend against credit cards due to very high interest.



  4. #3
    Gastric Sleeve Member Kaykay2's Avatar
    Surgery date
    08/24/2018
    Surgeon
    Dr. Mario Almanza
    Join Date
    Jul 2018
    Last Activity
    10-08-2018 09:00 AM
    Posts
    14
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    Was Thanked 6 Times in 4 Posts
    Said "Welcome to Gastric Sleeve" 27 Times

    Default Re: Self-Pay Financing

    Hey Love I have my surgery next week and my insurance would not cover me at all and I tried everything! You need to try United Medical Credit. They financed my surgery without question. Talk to Lori Martinez and tell her Kayla Dorsey recommended you. You can also try Care Credit. But I recommend UMC because they work with you whether bad fair or good credit.

    Good Luck and Best Wishes!!



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  6. #4
    Gastric Sleeve Member stacydev's Avatar
    I have had a gastric sleeve.
    Name
    Stacy Devenney
    Surgery date
    04/27/2015
    Surgeon
    Dr. Tuggle
    Join Date
    Apr 2015
    Last Activity
    09-04-2020 02:32 PM
    Location
    Roswell, GA
    Posts
    235
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    Default Re: Self-Pay Financing

    Hi - I used Prosper Lending - it's peer to peer lending. They will finance up to $35-40K with 3 or 5 year pay back terms. Interest rate will depend on credit worthiness of course. I believe they require direct access to an account to withdrawal the monthly payment and I never had an issue with that. I even paid my loan off early and there was no extra withdrawals after my loan was PIF.



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  8. #5
    Gastric Sleeve Member
    I have not had a gastric sleeve.
    Name
    Kelly
    Join Date
    Aug 2018
    Last Activity
    10-09-2018 03:58 PM
    Location
    Virginia Beach, VA
    Posts
    3
    Said "Thanks" 7 Times
    Was Thanked 0 Times in 0 Posts
    Said "Welcome to Gastric Sleeve" 0 Times

    Default Re: Self-Pay Financing

    For those that have been self-pay, what did your surgeon require you to do before they would perform the surgery (special diet for a certain period of time, quit smoking, etc)? I know insurance companies have their own requirements but I’m just curious what hose who were self-pay had to do. I scheduled my first appointment for 9/21 (the wait is going to kill me!) so I still have some time to go before I know what my particular surgeon will want me to do. I’m just curious! Thanks!

  9. Gastric Sleeve Surgery With Weight Loss Agents
  10. #6
    Gastric Sleeve Member stacydev's Avatar
    I have had a gastric sleeve.
    Name
    Stacy Devenney
    Surgery date
    04/27/2015
    Surgeon
    Dr. Tuggle
    Join Date
    Apr 2015
    Last Activity
    09-04-2020 02:32 PM
    Location
    Roswell, GA
    Posts
    235
    Said "Thanks" 97 Times
    Was Thanked 147 Times in 104 Posts
    Said "Welcome to Gastric Sleeve" 0 Times

    Default Re: Self-Pay Financing

    Hi - My surgeon required a cardiac stress test and did some blood work - I think that was it. I had no pre-existing conditions; such as high blood pressure, cholesterol, diabetes, etc. so other than just being fat; I was pretty healthy. I had my first visit with the clinic on April 1st or 2nd of 2015; and I was getting my surgery on April 27th. I did not waste any time



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  12. #7
    Gastric Sleeve Member ThatGirlKat's Avatar
    I have had a gastric sleeve.
    Name
    Kat
    Surgery date
    09/28/2017
    Surgeon
    Dr. Marvin
    Join Date
    Jul 2017
    Last Activity
    04-10-2019 03:20 PM
    Location
    Houston, TX
    Posts
    124
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    Was Thanked 72 Times in 55 Posts
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    Default Re: Self-Pay Financing

    I was self-pay and my surgeon only required blood tests, cardiac stress test, heart ultrasound, and nothing to eat or drink after midnight of surgery day. He is probably the most relaxed on guidelines out off all that I've seen posted about on here.



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  14. #8
    Gastric Sleeve Member Azacaea's Avatar
    Join Date
    Jan 2021
    Last Activity
    10-12-2021 04:57 AM
    Location
    Stretford
    Posts
    37
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    Default Re: Self-Pay Financing

    Hey, I am really sorry for that situation. But believe me, you are not the only one or the last one in such a situation. You just have to find a way to get money. So I suggest you get a loan. Moreover, if you are getting a loan for medical issues, some companies will give you the loan without percentages. So take a look on https://tracktime24.com if you are interested. I bet you will find something exciting there.

  15. #9
    Gastric Sleeve Member SoniaSouth's Avatar
    Join Date
    Sep 2020
    Last Activity
    Yesterday 03:37 AM
    Location
    Victoria Mornington
    Posts
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    Default Re: Self-Pay Financing

    I payed cash!

  16. #10
    Gastric Sleeve Member Ilkins's Avatar
    Surgery date
    12/11/2020
    Surgeon
    Doctor
    Join Date
    Mar 2021
    Last Activity
    08-02-2021 06:36 AM
    Location
    Ontario Toronto
    Posts
    31
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    Default Re: Self-Pay Financing

    I have also payed cash, not because I have a lot of money, but I do not trust any kind of "lenders". I actually think that their only aim, is to scam as many people as possible, and in case they get the chance to beat someone, then it is even better for them! The money that I spent for the surgery was the entire budget for a car for my son, I was feeling pretty bad that I did not have the possibility to get him a new car when he turned 18. However, after I developed one of the best adult payment gateway I got him a brand new bimmer, as he loves germans!


  17. #11
    Gastric Sleeve Member Lovala's Avatar
    Join Date
    Mar 2021
    Last Activity
    Today 06:59 AM
    Location
    Philadelphia
    Posts
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    Default Re: Self-Pay Financing

    The current economic crisis has left many people without a means to obtain credit. This is where the Small Business Administration (SBA loan) steps in to assist those who cannot get conventional consumer loans. Loan amounts range from $500 to $25,000 for individuals and as much as $50,000 for small businesses. With the help of an independent contractor lender, your payments are made monthly through payroll deductions from your employees' paychecks. Once the loan is paid off through an income-producing activity, such as rental property income, the SBA will issue a letter of recertification to your lender.

  18. #12
    Gastric Sleeve Member FTurner90's Avatar
    Name
    Fiona Turner
    Join Date
    Aug 2020
    Last Activity
    09-30-2021 06:02 AM
    Location
    Victoria Blackburn South
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    Default Re: Self-Pay Financing

    In your case, only a loan could work. I know a person that was in a similar situation. She was able to pay for her surgery only after getting a loan. So mate, I understand you are not in the best position, but there is nothing else you can do. If you want, I can recommend you the loaning platform that I am personally using. Here it is https://www.vakuudetonlaina.com/2000...man-vakuuksia/ .Wish you good luck, my friend. I really hope that you will be able to solve your problem. If there is something I can help you with, feel free to text me.

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