Well as of now i wont be having surgery in Mexico because my work got new insurance that will do bariatric surgery now so im going to try for that but if its going to take more then 3 months then im going to go to mexico and have it done.
Going through my employer-sponsored insurance to have the sleeve covered actually cost me more time and money than if I had traveled to Mexico.
With insurance, I ended up paying a grand total of $4371 in various copayments, hospital fees, and co-insurance for the various hoops (e.g. cardiac clearance, sleep study, nutritional consultation, psych eval, monthly doctors' appointments, endoscopy, anesthesiologists' fees, etc).
If I had not gone through my insurance, I could have gotten away with paying $2999 to be sleeved by Dr. Maytorena of Long Term VSG in Mexico. In addition, I wouldn't have had to wait or jump through so many hoops.
10/23/14 Initial Consult 200 lb, 5'1 tall
4/6/15 Highest Wt 225 (yes: 25 lb gain)
4/20/15 Surgery Wt 218, BMI 41
1 mo 203.0 -15
2 mo 190.5 -12.5
3 mo 184.5 -6
4 mo 177.0 -7.5
5 mo 171.0 -6
6 mo 164.5 -6.5
7 mo 157.5 -7
8 mo 152.5 -5
9 mo 149 -3.5
10 m 143 -6
11 m 142 -1
1 yr 138.5 -3.5
13 m 133 -5.5
14 m 128 -5
15 m 125 -3
16 m 121 -4
17 m 120 -1
18 m 118 -2
Dec '17: BMI 23.5; consumes 2000+ kcal/day
Thank you for letting me know this ,this is why I'm looking into it first I still have my deposit for Mexico. It's being paid through an HMO instead of a PPO so we will see what happens, if I have it done in Mexico though I have to pay $200 a month because I can't come up with the full amount so it might end up being the same.
Yup. I paid more going through insurance than had I gone to Mexico. I regret it. Hind sight is 20/20, though. I feel a little duped. Although I loved my surgeon and nutritionist...I waited 7 months and spent a lot more than I would have if I had gone to Mexico. A lot more.
See what your coverage will be. My insurance covered all costs except for my $20 copay per doctor visit once a month and co-pays for the specialists, so all together about $500.00. There was also a $150 hospital registration fee (?). But, that was my plan, yours could be completely different.
I switched from my 2nd choice of surgeon back to my initial choice because the surgeon was Tier 3 (higher copays for me). Not the only reason, but the other reasons just made it an easier choice to go back to my original choice of surgeon. All of my Dr's and specialists at my initial choice are Tier 1 so my copays are lower. I have out of pocket costs for the test and hospital stay, etc, but I think those tests are important to ensure your safety. Not knocking anyone else's choice but I would not choose to go to Mexico because it is cheaper and easier to get it done.
I increased my flex spending account this year to help with my out of pocket costs and will go from there. So far I am out $60 for my ultrasound and $80 copay to the surgeon that I decided not to use. I will be paying $40 copay for my surgeon that I decided upon (Tier 1).
It will only be a waste of money if my insurance does not approve me.
Bookmarks