So, I cried today

[Doodle_mom]

After completing all of my pre-requisite counseling, classes, and clearances, and being over $500 into the process, my doctor submitted my case to the insurance company only to be told that I have to be under their policy for 36 months before they would consider paying for the surgery. I feel like this should have been explained to me before when the doctor's office checked to see if my insurance would cover the procedure. I cannot begin to tell you all how upset and disappointed I am now.

[Gingersnapp]

I am so sorry to hear this. My insurance doesn't cover the surgery at all, so I had mine done in Mexico. It was a great experience and very reasonable priced. $3799 included everything except my plane ticket to get there. And you won't have to wait forever! Just a thought

[licensetoheal]

My insurance doesn't cover it either so I'm paying for it I'm scheduled for December 16th 2016 with Dr Marcelo Hernandez they allow me to pay toward my balance until you're ready you should seriously consider that don't give up your dreams

[Doodle_mom]

My insurance will pay for it. My doctor's office checked that before I began the whole process, but somewhere in the conversation they had with the insurance company, someone either neglected, or someone did not hear the part about me needing to be covered for 36 mos. first.

I know a lot of people go to Mexico for the procedure, but my family would absolutely have a cow if I did. I have already talked about it and they are like "no way". I need to do more research on the Mexico option.

Thanks for listening to me.

[barbaradear1]

I live right next to Mexico and that is where I went for the surgery because my insurance doesn't cover the surgery at all. My doctor actually recommended it and a month later my husband had to have a minor surgery here that was somewhat covered by my crappy insurance. Mexico was AMAZING! They had all my FMLA paperwork filled out properly the first time around and they took great care of me while I was over there. I was in surgery 1 month after filling out the paperwork to do it. The $500 you have already spent was all I needed to schedule my surgery. Now to my husband's surgery...It has taken my 4 years to get them to do this surgery for him, I paid out of pocket the same that I did in Mexico and this was a covered surgery. It took the states doctors FIVE attempts to fill out the FMLA paperwork correctly because they don't read the whole thing. I was almost declined because it was getting close to the deadline. His experience in the hospital was not near as pleasant as mine was, the nurses are rude, the doctor barely sees him and his issue is still not resolved. So, we will probably be going to Mexico to find out what exactly we need to do to correct this issue.

So, all in all...I am ready to drop insurance, pay the stupid fine Obama has put on our country for not having insurance and just go to Mexico for any and all medical treatment I may need.

[sraebaer]

I would fight for that $500 back!

[jamma]

How much more time until you are covered for 36 months? It may be worth the wait. My insurance will cover the procedure and up to two days in the hospital. I had to jump through hoops and see a psychologist, cardiologist, sleep center testing, letter from PCP, nutrition counseling. But now it will be completely paid for and I think that is worth it, because I will use the money towards new clothes, possible plastic surgery, personal trainer.

[heathergardner14]

I told very few people that I was going to Mexico those I did reacted like I was going in a back alley. From the moment we pulled into mexico it felt no different than any other large city. We went straight to the facility. So clean so modern and very chic. All white and gorgeous. The place I went they only do 4 a day. No regrets $3,000 and I am onto the rest of my life. I feel pretty decent 5 days out

[KariVSG]

This happened to me in 2013 i went thru all of the 12 month doctor visits and nutritionist visits also paid $500 for a psych visit and on my very last visit the doctor told me to go home get all of my things ready and he will call me with a surgery time and date. Well, 2 days later his OFFICE NURSE called me and told me that I didn't have bariatric coverage on my insurance. They were supposed to check this out after my seminar but i guess i fell in the cracks. Lets just say i was pissed to high heaven. But 3 years later I called the insurance myself, They approved it and my surgery is scheduled for November the 8th

[KariVSG]

I agree Tell them they owe you!!!

[Victoryismine]

I'm so sorry that you had that happen to you. Please try to stay positive if you can. There are always obstacles down our paths that make us want to give up. Stay the course...I believe it'll be worth it!

[Lisa73me]

Hello,
I'm so sorry to hear your insurance won't pay. I'm going to Mexico to have mine. A coworker went & said everything was great! I'm going to see Dr Marcelo Hernandez and it's going to cost $3799. I don't have to wait and jump through insurance hoops. My surgery date is January 3rd, and I can't wait! The only reason why am waiting that long is because I'm working on my bachelors degree and going to school. I had a scare a couple of days ago thinking I wasn't going to get to go and I was crashed, I know it's a terrible feeling to think you might have finally found the answer, just to have it pulled away. I'm going to go over winter break. I saw were a couple of other people suggested Mexico, I think you should really look into it and research it. If I were you I'd book Mexico and try to get your $500 back. Good luck!

[Doodle_mom]

Two more years to meet the 36 mos.

[Doodle_mom]

i really cannot recoup the $500 because I went to a physician in my town for the cardiac clearance and psychologist in my town for the pyschological clearance. Neither are affiliated with the surgeon. The rest of the money was for weight management and nutrition classes which was conducted by my surgeon's office online.

[Lisa73me]

Just come up with about $4500, I don't know how much your deductible with your insurance was, but if you don't want to wait another two years that's what I would do. The surgery is only about $3800, but you will have to pay for airfare and need to take a little money with you. I'm going to borrow against the equity in my pickup from my credit union to make the trip. I'm so sorry that this happened to you, but I would not wait another two years to change your life. I have read a lot and studied a lot on all of this. Mexico is totally safe, and everyone that I have talked to, read blogs about, and watch their videos on YouTube all say the only regret they have is that they didn't do it sooner. There have been a couple of instances where I read where something went wrong with surgery in Mexico, but there were only two. There was a man here locally, I'm in Fort Worth, that had a very serious complication that was the surgeon's mistake. That happened right here in the states. If you can afford it, just go to Mexico and have it done. You've already gone through all the classes and know everything you need to know about the actual procedure. Anyway, I hope this helps and I hope you get your surgery one way or the other. I myself can't wait until January 3!