Anyone age 45+, 100+ lb weight loss, athletic, but not get cosmetic surgery?

hike, ski, snowshoe, kayak, bike, do it all. I also LOVE everything outdoorsy.

Like you, I had a pretty big abdomen that got in the way of shoe tying, toenail clipping, being active etc. The good news is that as I've lost weight my belly and overhang has gotten considerably smaller and really doesn't give me any problems now.
I do resistance work in my swimming pool which I think has helped my upper arms and they're not bad.

Impossible without surgery. The body looks too bad.

It's good that it helped

I am 58 years old and never had any cosmetic surgery, and I look GREAT.