Since I am planning to use my flexible spending benefits through my employer I decided to check the 2013 limits. I wanted to let others know that might also be planning to do this as well that the IRS plans to limit the contributions to $2,500. This was pretty shocking and upsetting for me since that's about half of my surgery money. No matter what I'll have the surgery. It might just take me a little longer.

I work for a self insured company. They will be looking at our insurance renewal soon so I've sent them an email proposing they add bariatric surgery options into our plan. Additionaly I have heard and read that sometimes an employer that is self funded will sometimes be willing to pay for the surgery on a case by case basis. It doesn't hurt to ask so I have asked. I don't think I'll hear anything right away but hopefully soon.

In case nothing happens with that, I have set up a little payment plan/budget for myself. My total for surgery is $4000. I'll have $1000 paid by 10/30. Then I'll have another $500 paid by 12/28. This leaves my balance at $2500 which will be available on my FSA card January 1st! Hopefully I can have surgery on 1/4/13.

I was going to have it done a little later but then realized I have a confrence for It Works Global-a company I'm an independent distributor for and it's very important to me. I have to fly out to Tampa, FL on 1/17/13...I hope I'm doing well with my recovery to make it. I can not miss this confrence.